Last Updated: May 20, 2026 | By using our services, you agree to these Terms and Conditions.
1
Acceptance of Terms
By accessing and using the services offered by Savings, you agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our services.
2
Eligibility
To use our savings and investment services, you must:
Be at least 18 years of age
Be a resident of India
Provide accurate and complete personal information
Have the legal capacity to enter into financial agreements
3
Savings Account Terms
When you open a savings account with us:
You agree to the specific terms of your chosen savings plan
Deposits must be made as per your plan schedule
Withdrawal terms are as specified in your plan agreement
Early withdrawal may result in reduced returns
All transactions will be documented and statements provided monthly
4
Returns and Interest
Returns on savings plans are as specified in each plan document:
Returns are calculated based on the deposit amount and plan duration
Returns may vary based on business performance
We reserve the right to modify return rates with adequate notice
Guaranteed minimum returns are as specified in individual plan agreements
5
Customer Responsibilities
As a customer, you are responsible for:
Providing accurate personal and financial information
Keeping your account details secure and confidential
Reporting any discrepancies in your account promptly
Complying with all applicable laws and regulations
Not using our services for any illegal activities
6
Limitation of Liability
Savings shall not be liable for:
Indirect or consequential losses
Losses arising from force majeure events
Business decisions made based on our financial guidance
All savings are backed by our operational assets, but returns are subject to business performance.
7
Dispute Resolution
Any disputes arising from the use of our services shall be resolved through:
Direct negotiation between the parties
Mediation if negotiation fails
Arbitration as a final resort
All disputes shall be subject to the jurisdiction of courts in Kolkata, West Bengal, India.
8
Amendments
We reserve the right to modify these Terms and Conditions at any time. Changes will be communicated via notice to registered customers. Continued use of our services after such changes constitutes acceptance of the new terms.
9
Contact for Legal Matters
For any legal queries related to these Terms, please contact:
Savings Address: Kolkata, West Bengal, India - 742304 Phone: +91 9332115859